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Boat Insurance

By Alison Cole

One of the supreme delights that a person can obtain is by possessing his own boat. It takes us to the past when adventure on the high seas was a real experience and man was the complete ruler of his dominion as a commander of his ship.

At present there are few places where a common man can be master and leader of his own fate, but a boat is one of them. But possessing a boat is not without peril or cost. Boat insurance is necessary for shielding such an expensive asset.

The two chief aspects of boat insurance are legal responsibility, or security and insurance; and property loss. In some respects, they are managed the same way as automobile or home policies.

When an individual insures his boat for liability, it guards an individual against harm to another person's assets brought about by the boat. It also has provisions for lawful protection, in case one is charged for something that is protected under the boat insurance.

However, there are certain delicate differences from an automobile policy when it comes to loss and damage insurance. The characteristic coverage for loss is either 'actual cash value' (ACV), or 'agreed upon' value.

Boat insurance, which is �agreed upon� for worth, has a money amount printed in the policy, which is the sum, compensated for complete loss. Limited damages are restored at 'for new' prices, implying that there is no reduction imposed, apart from high wear matter like sails, and some machinery. This is the extra-costly alternative to cover a boat.

An authentic cash value policy indicates that if a boat is a complete loss, one will obtain the existing market price, not including the deductible, and suitable reduction for the age and state of the boat during loss.

About the author

Boat Insurance provides detailed information on Boat Insurance, Cheap Boat Insurance, Motor Boat Insurance, Boat Insurance Online and more. Boat Insurance is affiliated with Trip Cancellation Insurance.
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More Info On jet boat for sale

Yacht lengths generally start at 32�35 feet (10�11 m) and go up to hundreds of feet. A mega yacht generally refers to any yacht (sail or power) above 100' or 34 m and a super yacht generally refers to any yacht over 200' or 70 m. This size is small in relation to typical cruise liners and oil tankers.
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One very important feature of the jetboat is the fact that it has no external rotating parts; it is essentially safe for swimmers and marine life, excluding being struck by the hull. This in itself can be reason enough to use this type of propulsion.
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Some Boating, Sailing And Marine Stories

Temporary closure of Durban Port

Tue, 10 Oct 2006 19:40:23 +0200
As a prelude to planning for for the widening of the Durban Port Entrance Channel, it is necessary to close the channel to undertake geotechnical drilling. We have been advised that the port closure for geotechnical drilling to be carried out have been scheduled on the following dates, weather permitting: 14th/15th of October

21st/22nd of October

28th/29th of October

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Sailing crew wanted - experienced skipper/crew required US to Australia 2008

Sun, 22 Apr 2007 18:14:12 +0200
Looking for someone with plenty of blue water sea miles under his/her belt to share this sailing adventure. I will cover all costs apart from airfares, shore based expenses, etc.

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Sailing crew wanted - Cape Town to Florida USA - Feb 2007

Mon, 15 Jan 2007 11:34:06 +0200
Depart Cape Town around February 2007, to St Helena, Caribbean, West Palm Beach FL. (This is the first leg - we will continue through Panama and back to Cape Town via Australia etc.)

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U.S. East Coast, Caribbean, The World!, Long-Term Cruising Under Sail

Tue, 30 Oct 2007 20:50:23 +0200
I'm looking for one-time, some-time or full-time crew, depending on your schedule and how much fun we have sailing together. Prefer a long-term mate, female, 30's to early 40's, slender, fit and under 5'5" (1.65m).

I bought this solid, roomy 42' ketch a year ago and brought her to a boat yard on the St. Johns River, about 30 miles west of St. Augustine, Florida. Here I've done a substantial refit, replacing/upgrading gear from rigging to thru-hulls, and installing a long list of new equipment from radar to water maker. It has been a challenging project, and fun much of the time. The result is one beautiful, eminently seaworthy cruising sailboat! I'm on the home stretch now. You're welcome to join me and help out, if you like. Guaranteed you'd learn a lot! Or you can just visit, see the boat and talk about upcoming cruises.

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Skiers Choice, Liquid Force Team Up.

Fri, 26 Dec 2008 04:56:34 GMT

Boat builder and wakeboard manufacturer form partnership. December 23, 2008 Maryville, TN and Encintas, CA - Skiers Choice, Inc., manufacturer of Supra and Moomba boats, and Liquid Force, manufacturer of ...

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